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Payment options with Klarna
Pay later with Klarna.
Pay within 30 days from your purchase date. Available on orders between £75 and £250.
Simply provide your credit or debit card details at our checkout, select the Slice it in 3 payment option and Klarna will auto-charge your account every month.
Pay in 3.
Pay for your order in three equal installments - interest free. Available on orders between £75 and £250.
Simply provide your credit or debit card details at our checkout, select the Pay in 3 payment option and Klarna will auto-charge your account every 30 days.
Slice it.
Pay for your order over 3, 6 or 9 months - interest free. Available on orders over £250.
Simply provide your credit or debit card details at our checkout, select the Slice it payment option and Klarna will auto-charge your account every 30 days.
What is Klarna?
Klarna is a new way to pay at Winfields.. Whether you’ve not got the cash to pay for must-have items now or if you simply just want to spread the cost Klarna, offer a selection of different payment options to suit your needs. What’s more, some* options available only do a soft credit check so you don’t need to worry about affecting your credit score.
*Slice It option initiates a full credit check. Failing to pay on time will affect your credit score regardless of which option you choose.
How to Use Klarna
- Add the items your looking to purchase to your basket.
- Proceed through to the checkout and select the Klarna payment option which suits you best.
- Place your order and Klarna will take the payments directly from your card each based on the payment option you have selected.
Frequently Asked Questions
Am I eligible to use Klarna?
To use Klarna you must be at least 18. Whilst Pay later and Slice it in 3 options are widely promoted, is subject to your financial circumstances. When choosing Pay later or Slice it in 3, our assessment will not affect your credit rating. Using Slice It options, means that a full credit search will be done which may affect your credit score.
Can I pay before the due date?
You can pay for your order at any point after you receive the email from Klarna with the details of your payment on with the Pay Later option - just follow the instructions on this email to pay for your order. This is not currently possible for Slice it in 3 purchases. With the Slice It option you can at any time chose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you chose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable).
What information/details do I need to use one of Klarna's payment options?
If you want to make a purchase with a Klarna Account you need to provide your mobile phone number and your email address as well as name, billing address and your date of birth. Your mobile number is required in case we need to reach you. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise you will not receive the payment information.
